It is All About You.
When we work with clients, we work only as a fiduciary. This means we must do what we think is best for the client. Your needs come before any needs or values of our own. It also means that we’re independent – not tied to one way to manage money or any particular investment manager. We can truly bring our best thinking to clients.
Each client has an investment plan tailored to their individual goals, aspirations and risk tolerance. We then maximize client resources by implementing their plan with world class investments. Next we monitor the investment plan and other available investment opportunities so we can continue to bring forward our best work. All arrangements are flexible to keep up with an evolving investment landscape and clients’ changing lives.
A multi-phased approach
We developed The Wealth Confidence™ System based on our years of helping executives through the financial and investment process. It begins with the creation of a Money Meaning Map which includes everything important to you and your financial life. We also create a one page financial plan to give you clear direction on how to turn your money into meaning with confidence.
We begin with the topics that are most important to you. Our executive clients usually find it helpful to address one planning item each quarter, but we go at your pace. Financial planning shouldn’t be a “have to do”, but instead a “look at what I can do.”
How Compensation Works
A Straight Forward Process
When we meet new perspective clients, they are often curious about how we get paid. First, we are fee only investment advisors which means we are paid fees for services provided. We do not accept commissions or have any other source of compensation or revenue sharing. Second, should we work together, all fees are disclosed in our investment management agreement. These fees are transparent which means you can see them deducted from your investment account. There is never any guesswork as to how much we are being paid which you can then weigh against the value you are receiving.
We have one combined fee for planning and fiduciary investment management services. For clients with investment assets between one and three million our fee is 1% a year. For clients with three million or more our fee is .85%. Investment management fees for clients with assets under management under one million is 1.15% and minimum fees may apply. Further reductions are available for larger households. Please refer to your investment management agreement for details on your specific fee schedule. These fees are pro-rated and taken quarterly from the investment accounts and there are no additional fees for planning. Client investment reports show performance after fees so clients understand the real return they are receiving.
That’s all there is to it.
Thriving Retirement Plan
Dynamic Wealth Advisors
When Steph started her firm, it was with clients in mind. She wanted to bring her 20 plus years of experience to her clients and not be bogged down in the areas where she could not add value. She found a great partner in Dynamic Wealth Advisors, a registered investment advisor registered with the Securities and Exchange Commission. Dynamic oversees Steph and the firm from a compliance perspective and provides assurance that we are doing the utmost to serve clients and meet regulatory guidelines. Dynamic also provides operational support so that Steph can focus on overseeing client investments and planning. They support the Sea To Peak team and their clients.
Dynamic offers investment advisory services to individuals, high net worth individuals, trusts, estates, charitable organizations, pension plans, profit sharing plans and businesses through investment advisor representatives such as Steph.
Schedule A Call
Please click the link below to set up a 15 minute introductory phone consultation.