To do her utmost to serve her clients, Steph has obtained special education and has the following designations:
ACCREDITED INVESTMENT FIDCUIARY® (AIF) certification, which certifies that the individual has specialized knowledge of fiduciary standards of care and their application to the investment management process. To receive the AIF Designation, the individual must meet prerequisite criteria based on a combination of education, relevant industry experience, and/or ongoing professional development, complete a training program, successfully pass a comprehensive, closed‐book final examination under the supervision of a proctor and agree to abide by the Code of Ethics and Conduct Standards. In order to maintain the AIF Designation, the individual must annually attest to the Code of Ethics and Conduct Standards, and accrue and report a minimum of six hours of continuing education. The Designation is administered by the Center for Fiduciary Studies, the standards‐setting body of fi360.
CERTIFIED FINANCIAL PLANNER™ (CFP®) designation, which is a professional certification mark for financial planners conferred by the Certified Financial Planner Board of Standards, Inc. in the United States. To receive authorization to use the designation, the candidate must meet education, examination, experience and ethics requirements and pay an ongoing certification fee. The CFP® Board also requires certain ongoing continuing standards be met.
To earn the CFP designation, candidates must meet several requirements. The first of which is the educational requirement, which requires candidates to have a bachelor’s degree or higher from an accredited U.S. college or university. To fulfill the education requirement, students are required to complete specific course training to meet the first requirement to sit for the ten-hour CFP Board Certification Examination. After passing the examination, the candidate must demonstrate to have relevant extensive experience in the financial planning field.
The final components are the ethics and continuing education requirements. Students and certificants are required to adhere to the CFP Board Code of Ethics and Professional Responsibility and to the Financial Planning Practice Standards.
CERTIFIED PRIVATE WEALTH ADVISOR® (CPWA®) designation,whichsignifies that an individual has met initial and on-going experience, ethical, education, and examination requirements for the professional designation, which is centered on private wealth management topics and strategies for high-net-worth clients.
Prerequisites for the CPWA designation are: a Bachelor’s degree from an accredited college or university or one of the following designations or licenses: CIMA®, CIMC ®, CFA®, CFP®, ChFC®, or CPA license; have an acceptable regulatory history as evidenced by FINRA Form U-4 or other regulatory requirements and five years of experience in financial services or delivering services to high-net-worth clients. CPWA designees have completed a rigorous educational process that includes executive education requirements and successful completion of a comprehensive examination.
CPWA designees are required to adhere to the Investments & Wealth Institute Code of Professional Responsibility and Rules and Guidelines for Use of the Marks.CPWA designees must report 40 hours of continuing education credits, including two ethics hours, every two years to maintain the certification. The designation is administered through the Investments & Wealth Institute.
RETIREMENT MANAGEMENT ADVISOR® (RMA®) designation. Candidates must exhibit three years of relevant experience in financial services before certification. Applicants must disclose any potential or real violations of the Investment & Wealth Institutes Code of Professional Responsibility. Before certification, candidates must complete the RMA capstone course. ALL candidates must pass a stringent examination administered online.
RMA practitioners must renew their certification every two years to ensure that they have the latest expertise and skills. Renewal requirements include completing and reporting 40 hours of continuing education (CE) credit, including two ethics hours. Practitioner must agree to continued adherence to the Investments & Wealth Institute Code of Professional Responsibility and report any complaints or disciplinary actions registered during the previous two-year period and pay a renewal fee.
Additionally, Steph has completed these programs to better serve her clients and her community:
- Transition Fatigue Workshop – Sudden Money Institute
- Co-Active Coach Training Program — The Coaches Training Institute
- Seven Stages of Money Maturity — Kinder Institute of Life Planning
- Leadership Denver – Denver Metro Chamber Leadership Foundation
- Colorado Civic DNA Fellows Program – Denver Metro Chamber Leadership Foundation
Bachelor of Science in Finance, The University of New Orleans
Bachelor of Arts in English, The Ohio State University